Our schemes offer competitive rates for residential landlords buy to let building insurance and provide :

• Landlords buildings insurance - a very competitive rate of £1.62 per £1,000 cover for residential buildings. Individual quotes given for commercial and part commercial properties but standard risks covered at a rate of £2.56 per £1,000.
• Contents of rented property can be covered at a rate of £5.25 per £1,000 but with theft cover following forcible entry only. (No minimum sum insured for contents cover purchased in conjunction with buildings cover, otherwise £10,000 applies.)
• The buildings rate includes £0.20 per £1,000 which is collected by ABIB Ltd but returned to the introducer.
• All policies taken out with Alan Boswell Group are acceptable to UK lenders
• Cover for loss or damage to buildings and landlords contents including subsidence
• Cover for loss of rent following damage to a property for up to 12 months to 20% of landlord insurance building cover
• Property owners legal liability - £5 million indemnity limit
• Employers liability £10 million indemnity limit for 'domestic' employees
• No unoccupancy restrictions for the first 60 days of cover or for up to 90 days between lets
• Modest claims excesses (starting at £250 for most claims, subsidence damage excess £1000)
• Breakage of glass included in buildings cover - £1,000 excess applies to claims for malicious damage caused by the tenant as well as for subsidence claims
• All premium rates include Insurance Premium Tax (IPT) (which is not recoverable). The current rate is 5.0%.
• Most types of tenants acceptable at normal rates
• Bed sits and HMO's accepted at standard premiums
• Compensation for the cost of alternative accommodation following damage to a property up to 10% of buildings cover
• Index-linked sums insured to building costs inflation
• Carpets, curtains, white goods and fixed items are included in the buildings cover
• Metered utilities, Trace and Access cover
• Low cost instalments or credit card payment facilities
• Optional extension for legal expenses and financial rent guarantee
• We also offer home emergency cover providing for a competent tradesman to attend the property